Card Issuing
Create and Manage Virtual and Physical Cards.
Create, issue, and manage virtual and physical cards. Control costs, increase operational efficiency, and embed cards within your application.

How It Works
Create Your Cards
Customize virtual or physical cards, use your own branding, and control where and how cards can be used.

Issue & Distribute Cards
Launch your card program quickly, instantly issue virtual cards, and distribute cards to your customers.

Manage Your Card Program
Manage your card program from the client portal, and offer cardholders a branded experience.

Create and Customize Virtual or Physical Cards
Fully Brandable
Logo Design  –  Carrier Design  –  Carrier & Email Messaging
Card Graphics  –  Magnetic Strip  –  EMV  –  Card Network
Customize Card Features
Funding Sources  –  Specify Cardholders  –  Set Card Amounts
Cardholder Portal Access  –  API Access  –  IVR
Card Expiry Window  –  Custom Embossing
Configure Card Restrictions With Open APIs
ATM Withdrawals  –  POS Use  –  Online Use
Single Use Cards  –  Multi-Use Cards  –  Verification Method


Issue and Distribute Your Cards On-Demand
Test Your Cards
Test cards before they go out to cardholders to ensure your configurations have been successfully created.
Issue Non-Reloadable, Consumer Reloadable, or Corporate Reloadable
Leverage our direct integrations with Visa and MasterCard networks to issue and start using cards.
Distribute Physical Cards Where You Want
Order virtual and physical cards on-demand and distribute your cards in bulk to your business, or direct to your cardholders.
Compliance Tools and Exposure Protection
Your Card Data is Secure
Card data is tokenized and encrypted end-to-end to ensure transactions and to take your business out of any PCI-DSS certification scope.
KYC Onboarding
We provide full Know-Your-Customer (KYC) service to onboard quickly and manage cardholders securely.
Fraud Protection
Berkeley’s dynamic AI fraud detection engines protect your cardholders from transaction fraud, so you have peace of mind with your business’ money.
Financial Management
Our secure escrow account keeps your business’ funds safe, and clients can exclusively manage funds from the client portal.

Manage Your Card Program
Card Lifecycle Management
Manage the lifecycle of your cards in the client portal. Order, activate, offset, suspend, terminate. Manage lost, stolen, and damaged cards via APIs. Handle card fulfillment, inventory, and shipping in bulk.
Instant Card Funding
Instantly load your Corporate or General Purpose Reloadable (GPR) cards using Berkeley’s API and DirectSend technology. Instantly your card and send money in real-time.


One Seamless Branded Experience For Your Customers
Brandable Cardholder Portal
The branded cardholder portal allows your cardholders to login and see their account, update their information, check card balances, see transaction history, and initiate transfers to other cards.
Keep Your Customers Within Your Experience
Berkeley’s APIs offer functionality to embed all customer-facing payment touch points within your company’s application, to keep customers within your platform.
Digital Wallet Provision Card Tokens
Your cardholders can use their cards within their mobile digital wallet to request, store, and provision tokens in digital wallets, including Apple Pay, Google Pay, and Samsung Pay.