Real-Time Funding
Instantly Fund Accounts
or Load Cards.
Berkeley’s Real-Time Funding offers the ability for a business to instantly pull funds from a user’s debit card in real time to load the user’s account or payment card without the need to take on the risk of floating funds.
What is Real-Time Funding?
A Cheaper Way to Fund Accounts
Real-Time Funding offers a low cost
alternative to cheques, ACH, EFT,
and e-transfers with minimal
administrative work and real time
delivery.
Instant Funding Speed
Your customers benefit from
real-time loads with immediate access
to funds. They no longer have to wait
days to load funds.
No Float Risk
Other funding methods force your
business to take on float risk.
With real-time funding, you no
longer have to front the funds
as funds are loaded instantly.
Instant Funding Confirmation
Real-Time Transfers provide instant
confirmation so both you and your users
can see approvals as transactions are
made. This allows for better cash flow
management for the user and enhances
their experience.
Offer Instant Investment Account Funding
Developer-Friendly APIs
Real-Time Funding offers an API integrations to pull funds from other financial institutions and load them to your user’s accounts, all within the existing payments ecosystem.
Load Investment or Trading Accounts in Real-Time
For neobanks, crypto and trading platforms, and wealth management firms with account product offerings, instantly facilitating the loading of funds to an account from a user’s separate banking account can be crucial to customer experiences, product adoptability and reduces the risk of non-payment.
Load Funds to a Reloadable Prepaid Card
in Real-Time
Instantly Load Funds Onto Cards
While the demand for real time transfers and disbursements of funds is already commonplace with consumers, the expectation that loading of funds to an account be in real time is just as important.
PCI Compliant Card-Capture Widgets
Berkeley’s platform is highly secure, allowing your business to capture tokenized card data for easy payment access while taking the burden of PCI certification scope.